A Libertarian?s Christmas Wish list for 2005
I moved back to Fort Wayne five years ago. I moved back to Fort Wayne to raise my family. I want to do my part to make America a better place for my children; I do not think anything is more important then that. I feel that America has made some very bad decisions in the last 84 years. In 1920 Franklin Roosevelt started "The New Deal" and the government started growing.
In 1920 total government spending was about 4% of the Gross Domestic Product. Today, total government spending is about 40% of the Gross Domestic Product! This means that about 40% of all spending in the United States is now done by one government entity or another. This is a trend that must be stopped. Our government gets larger and more inefficient every year. Bigger is NOT better.I want my children to grow up in a country where citizens are responsible for their own actions.
I want my children to grow up in a country where the United States Constitution is respected and adhered to. I want my children to live in a country that manufactures products; not one in which everything is made in China. I want my children to grow up in a country where the government has a limited role and our citizenry is responsible for their own actions. I want my children to grow up in a world like the one envisioned by our "Founding Fathers."Here is my Christmas Wish list for 2005:1.I want to see the Republican House, Senate, and President Bush reign in Federal spending like they have been promising for years; I do not want to see the government keep adding one half a trillion dollars per year to the existing Federal debt. The Federal debt currently stands at over $7,600,000,000!2.I want to see Mitch Daniels and the Republican majorities in the Indiana House and Senate balance the Indiana budget by reigning in spending.
The local taxes I pay already skyrocketed far too much in 2004. My sales tax went up one percent AND my property tax went up over 61% this year. I paid almost $2000 more in local and state taxes in 2004 then I did in 2003.3.I want to see the current seat belt laws for adults completely revoked in Indiana and I want to see the current proposals to expand the seat belt laws get defeated. It is absurd that the government should try to regulate whether law abiding citizens are wearing a seat belt or not. 4.I want the state of Indiana to wake up and completely legalize gambling.
We should allow as many casinos as the market can bear. We should tax the existing machines already in many Indiana bars. I am tired of all the lame arguments against gambling that I hear. Responsible citizens should be able to spend their hard earned dollars how they want to spend them; as long as they are not hurting others. 5.I want the State of Indiana to stand up to the Federal government and stop letting the Federal government extort the citizens of Indiana.
The Indiana government should not allow The Federal government to withhold our highway money just because we do not have an "Open Container Law" that meets Federal guidelines. That is absurd. Extortion is wrong; it should be stopped at once.6.The Patriot Act needs to be modified. Thousands of innocent citizens of this country are being hassled and placed on "No Fly" lists by the Federal government including: a nun, a Master Sergeant in the military, high school students, ACLU lawyers, peace activists, reporters, and many others. Citizens of this country are being held in jail without being charged with a crime; they are not even allowed to consult with a lawyer! 7.The citizens of this country need to become more informed about what their government is doing and we need to organize and fight against the expansion of government.
The Libertarian Party of Allen County is organized and doing what it can to oppose the needless expansion of government. It is obvious that neither the Republican nor the Democratic Parties are at all interested in halting the spread of government into every facet of our lives. Please visit our website at AllenCountyLP.org and see what you can do to help us. Please contact me at Mike.Sylvester@Verizon.net or call me at 260-338-0833. We must join together and defend our freedom; no one will do it for us!Chairman of the Libertarian Party of Allen CountyFort Wayne.
RainMagic Passes G.E. Lexan Test For Harley Davidson
RainMagic passes G.E. Lexan test for Harley DavidsonThe company that introduced Pyrocoat R to the NHRA & IHRA has developed RainMagic motorcycle formula for bikes.RainMagic Motorcycle Formula is the first environmentally safe water based hydrophobic coating that's easily applied. For use on motorcycle windshields, fairings, mirrors, face shields, goggles, and lights for visibility through rain, sleet, and snow.It reduces friction and prohibits bug residue from adhering to surfaces.
RainMagic disperses water by encouraging raindrop consolidation. Contains no harmful solvents or alcohol; non-flammable.
Passed G.E. plastics test for use on Lexan (used in Harley-Davidson, Gold Wing and Ducati windshields) and is recommended by G.E. plastics IncRainMagic will last for months not weeks like other products.For additional information ( or sample, copy or demo) contact:RainMagic Motorsports, 113 NW 93 Avenue, Pembroke Pines, Florida 33024.RainMagic motorcycle formula
RainMagic Passes G.E. Lexan Test For Harley Davidson 
Debt consolidation > RainMagic Passes G.E. Lexan Test For Harley Davidson
Credit cards for students - are they a help or a hindrance?
Debt and credit cards have become an inevitable part of a modern UK student's life. With graduate debt running at an average of over ?13,000, it is easy to see the appeal of gaining the ability to spread the day to day living costs, putting them off until that high paid post college job appears.
Visit most University Freshers Fairs and it will be easy to find several different banks offering student financial services, alongside Virgin and Barclaycard student credit cards,all with low introductory rates, shopping discounts, free CDs, or other new gift idea.Despite having a low irregular income and no credit history, students represent an ideal
target for the banks. The reasons that students are desirable as new customers is that over their working lifetime graduates earn on average of ?400,000 more than non-graduates UK,
combined with the fact that once they have accounts in place, people are generally reluctant to switch to other providers, and so by attracting...
Debt consolidation > Credit cards for students - are they a help or a hindrance?
Becoming Debt Free Requires Desire
You want to escape from your debts, right? But before you make a start, let me remind you that it won't be easy. In fact, it could be one of the hardest things that you'll ever do in your life.
Don't be under any illusions about this. Enormous self-discipline is required from you. The more you owe, the harder this will be, and the longer it will take.
You must genuinely desire to become completely and utterly debt free. Achieving such a difficult task is only possible if you're 100% committed to it.
Clearing your debts is an all or nothing decision. Ninety-nine percent is no good!
If you're at the stage where you'd "like" to pay off all your debts, I can tell you now that you won't get very far. That's nothing more than a vague pipedream that ranks up there with "I'd like to go to the moon".
Make a promise to yourself to repay your debts as soon as possible. Get the bit between your teeth and keep plugging away at it...
Debt consolidation > Becoming Debt Free Requires Desire
Credit cards for students - are they a help or a hindrance?
Debt and credit cards have become an inevitable part of a modern UK student's life. With graduate debt running at an average of over ?13,000, it is easy to see the appeal of gaining the ability to spread the day to day living costs, putting them off until that high paid post college job appears.
Visit most University Freshers Fairs and it will be easy to find several different banks offering student financial services, alongside Virgin and Barclaycard student credit cards,all with low introductory rates, shopping discounts, free CDs, or other new gift idea.Despite having a low irregular income and no credit history, students represent an ideal
target for the banks. The reasons that students are desirable as new customers is that over their working lifetime graduates earn on average of ?400,000 more than non-graduates UK,
combined with the fact that once they have accounts in place, people are generally reluctant to switch to other providers, and so by attracting...
Debt consolidation > Credit cards for students - are they a help or a hindrance?
Follow Debt Management Advice And Achieve More
What we understand by debt is the outside money or help in other shapes or forms that we have taken. Generally it is for the improvement of the various things that we are associated with, things like household, business or may be even the personal life of an individual as a loan taker. But there are a few times when the situation looks bleak. For that you can take debt management advice.
Through debt management advice the individual or the group borrowers can get useful tips on how to handle the problems on debts and how to deal with them.
Debt Management advice is usually for both the clients of normal as well as with bad credit history.
Some of the topics on which the advice may me required or be sought after the borrowers of the loans.
? Types of the loans to be taken i.e. the secured loans or the unsecured loans
? What would be the ideal amount for the loans?
? How can a person get good terms for the loans...
Debt consolidation > Follow Debt Management Advice And Achieve More
What Do You Do When Your Minimum Credit Card Payment is Increased?
Marmora, New Jersey (ContentDesk) July 28, 2005 -- Federal regulators are now requiring banks to increase the minimum payment that credit card holders must pay.
What can you do when this happen?
Well, according to Russell Graves, Executive Director of Consumer Credit and Budget Counseling, Inc. (www.cc-bc.com)
you do have choices when faced with higher minimum payments or any financial difficulties.
No one program works for all people or all situations.
Do it YourselfBudgeting: One excellent way to take control of credit is to use a budget.
Think of your budget as your spending plan.
It helps you plan where you will spend your money -- and how you can save some of it. Your monthly budget sets spending guidelines throughout the month.
And at the end of the month, you have a scorecard of how you did.
It is surprising the amount of money we waste...
Debt consolidation > What Do You Do When Your Minimum Credit Card Payment is Increased?
Are You a Candidate for Bankruptcy?
Bankruptcy laws give debtors a way to resolve debt by dividing their assets among their various creditors and in some cases will allow debtors to be freed of outstanding debts that cannot be paid, even after the division of assets. For individuals who find themselves unable to pay their debts, bankruptcy can be a viable option. As a debtor, you are entitled to file for bankruptcy. There have been recent changes to bankruptcy laws that may affect your ability to discharge your debts without credit counseling, but individuals who have found themselves unable to pay their debts can still file bankruptcy and be freed of outstanding debts. Chapter 7 bankruptcy is normally used by individuals wanting to rid themselves of all accumulated debt, and is the most frequently used method of filing bankruptcy.
Businesses who wish to completely liquidate assets and close permanently can also file Chapter 7 bankruptcy. Under Chapter 7, individuals are allowed to keep certain property such as...
Are You a Candidate for Bankruptcy?
Debt consolidation > Are You a Candidate for Bankruptcy?
Life Insurance ? Wise Investment In Personal Finance Or Excessive Caution?
Life insurance is typically taken out to offer valuable financial protection for your family in the event of your death, upon which a payment is made to your financial beneficiaries, heirs or family members. The extent of this payment will depend on your insured sum and earnings. Life insurance and life assurance may be interlinked in advertisements, though bear in mind the two policies are different. Life assurance is a form of financial protection which is also an investment, as you should always get a pay-out at the end of the term of the policy. Life insurance on the other hand is simply financial protection for your family, avoiding the issue of debt in the event of your death.According to an article by the Fair Investment Company, the British life insurance industry shrank to almost half the size of the pensions industry last year and according to the Association of British Insurers, less than 50% of UK households hold a life insurance policy.In their most recent newsletter about...
Life Insurance ? Wise Investment In Personal Finance Or Excessive Caution?
Debt consolidation > Life Insurance ? Wise Investment In Personal Finance Or Excessive Caution?
Debt consolidation purses A Libertarian?s Christmas Wish list for 2005
Gemskie Named FMEA Member of the Year
The Florida Municipal Electric Association (FMEA) on Thursday presented its prestigious Member of the Year Award to Nancy Gemskie, vice chairman of Kissimmee Utility Authority (KUA). Gemskie accepted her award during FMEA's annual conference in Amelia Island, FL.Each year, FMEA honors one member in Florida who through their actions and achievements presents themselves as a mentor and role model in their local community as well as in the statewide utility industry.Gemskie joined the KUA board in...
Debt consolidation electric generator
Debt consolidation > Gemskie Named FMEA Member of the Year