Freedom Financial Network Expert Source Available to Discuss Bankruptcy Bill
Bradford Stroh, founder and co-CEO of Freedom Financial Network, LLC, is available to comment on the potential impact of Senate Bill 256, the Federal Bankruptcy Reform bill, now awaiting President Bush's signature."With the rejection of amendments that would exempt certain consumers, individuals in debt must learn about their remaining options to manage and eliminate debt," Stroh said. "Many observers are especially concerned about debt incurred through divorce, medical problems or other catastrophic events, but those consumers do have options." Stroh can discuss the bill's implications, including:1. What will happen to consumers considering bankruptcy if the bill passes, and particularly, what the "means test" will entail for debtors.2. Critical information on what has been called "the perfect storm" ? how bankruptcy reform legislation ties in with the ongoing credit counseling crisis. Internal Revenue Service rulings have begun a potentially widespread rejection of credit counseling agencies' "non-profit" tax status.
These actions could wipe out the "non-profit" tax-exempt status of the industry, which comprises virtually the entire industry. The new bankruptcy legislation requires consumers to seek credit counseling before declaring bankruptcy. In addition, most states require credit counseling agencies to be non-profit. Therefore, for most consumers, credit counseling options will be nonexistent after the IRS reforms tax-exempt status and shuts down existing agencies. 3.
Remaining alternatives for consumers in debt trouble if the legislation passes. "Debt resolution," a fairly new industry in which a specialist negotiates with creditors solely on behalf of consumers, is the only alternative other than self-help.Before founding Freedom Financial Network, Stroh spent several years in the finance and investment industries. He held the position of vice president for CIVC Partners in Chicago, and was an associate with Doll Capital Management in Palo Alto and TA Associates in Boston. He worked as a business development specialist for Trigo Technologies, Inc. (Palo Alto), and as a consultant with Coopers & Lybrand Consulting (Chicago).
He holds an MBA degree from Stanford University and a Bachelor of Arts degree from Amherst College.Freedom Financial Network, LLC (www.freedomfinancialnetwork.com) provides consumer debt resolution services through its Freedom Debt Relief, Freedom Foreclosure Relief and Freedom Tax Relief divisions. Helping consumers resolve their debts for the least possible personal cost, the company's services offer an alternative to bankruptcy, credit counseling, and debt consolidation. Based in San Mateo, Calif., Freedom Financial Network serves more than 3,000 clients nationwide and manages more than $80 million in consumer debt..
StudentCollegeLoan.com Announces New Partnership with FinancialAid.com Financial Experts to Recommend the PLUS Loan Program and Student Loan Refinancing.
(ContentDesk) December 2 2003--StudentCollegeLoan.com have partnered with Financial Aid.com enabling clients to find lowest rates for student loans and refinancing or consolidate student loans. Federal student loan interest rates are at all time lows. Many people take advantage of the PLUS loan due to the low interest rates and favorable repayment terms. With simple interest rates as low as 2.22%, many families place the money that they were going to use for college into investments that earn more compounding interest. A parent is eligible to borrow up to 100% of the estimated cost of their child's attendance, including tuition, room and board, books, transportation and additional expenses, minus any other financial aid awarded to the student."We point the user in the right direction to find the best financial aid programs and resources according to the users special needs.
We offer tips and guides on student loan refinancing, lowering the rates on loans and student debt consolidation...
StudentCollegeLoan.com Announces New Partnership with FinancialAid.com Financial Experts to Recommend the PLUS Loan Program and Student Loan Refinancing.
Debt consolidation > StudentCollegeLoan.com Announces New Partnership with FinancialAid.com Financial Experts to Recommend the PLUS Loan Program and Student Loan Refinancing.
Life Insurance ? Wise Investment In Personal Finance Or Excessive Caution?
Life insurance is typically taken out to offer valuable financial protection for your family in the event of your death, upon which a payment is made to your financial beneficiaries, heirs or family members. The extent of this payment will depend on your insured sum and earnings. Life insurance and life assurance may be interlinked in advertisements, though bear in mind the two policies are different. Life assurance is a form of financial protection which is also an investment, as you should always get a pay-out at the end of the term of the policy. Life insurance on the other hand is simply financial protection for your family, avoiding the issue of debt in the event of your death.According to an article by the Fair Investment Company, the British life insurance industry shrank to almost half the size of the pensions industry last year and according to the Association of British Insurers, less than 50% of UK households hold a life insurance policy.In their most recent newsletter about...
Life Insurance ? Wise Investment In Personal Finance Or Excessive Caution?
Debt consolidation > Life Insurance ? Wise Investment In Personal Finance Or Excessive Caution?
New Book Reveals the Secrets Of the Financially-Booming Asian Minority
The Asian-Americans have some secrets to managing money that has catapulted them from poverty in their own country to wealth in the USA in a relatively short time.This group has quietly accumulated great wealth, virtually under our very noses. If you don't believe it, consider this - many of them came to the USA in abject poverty, and have managed to buy flourishing businesses. The pricetag on an average business isn't cheap. The most inexpensive of stores will cost over $10,000, most costing over $50,000, even in excess of $200,000.These immigrants are also moving into upscale neighborhoods and buying expensive cars. Go to the BMW or Mercedes dealers and see how many Asian-Americans are there browsing.
You'll be amazed.How on earth did these poor immigrants manage to come up with that kind of money so quickly? They have a few secrets up their sleeve.A new book, "The Money Club", reveals the secrets that the Asian-American has brought with him, informs the reader of the advantages...
New Book Reveals the Secrets Of the Financially-Booming Asian Minority
Debt consolidation > New Book Reveals the Secrets Of the Financially-Booming Asian Minority
Call Center Software
Call centers are telecommunication organizations that serve the specific call flow requirement of one or more clients. The hardware in a call center includes a computer and a telephone (usually with a headset) hooked into a large telecom switch, with one or more supervisor stations. The center
may stand by itself or be linked with other centers. It may also be linked to a corporate computer network, including mainframes, microcomputers and local area network {LAN}.
Call center software is a set of utility programs that direct a call flow and call content.There are three major functions of a call center software. Firstly, it helps the call center function smoothly by automating the process of call routing.
Secondly, it increases efficiency by monitoring the operators' performances. Lastly,it creates a good research base by recording the calls and data as they come in.
A call center's software needs vary, depending on whether the call center is...
Debt consolidation > Call Center Software
A Libertarian?s Christmas Wish list for 2005
I moved back to Fort Wayne five years ago. I moved back to Fort Wayne to raise my family. I want to do my part to make America a better place for my children; I do not think anything is more important then that. I feel that America has made some very bad decisions in the last 84 years. In 1920 Franklin Roosevelt started "The New Deal" and the government started growing.
In 1920 total government spending was about 4% of the Gross Domestic Product. Today, total government spending is about 40% of the Gross Domestic Product! This means that about 40% of all spending in the United States is now done by one government entity or another. This is a trend that must be stopped. Our government gets larger and more inefficient every year. Bigger is NOT better.I want my children to grow up in a country where citizens are responsible for their own actions.
I want my children to grow up in a country where the United States Constitution is respected and adhered to. I want my children...
A Libertarian?s Christmas Wish list for 2005
Debt consolidation > A Libertarian?s Christmas Wish list for 2005
Harbor Credit Leads Effort to Educate Consumers on Auto Refinancing
San Diego, CA (ContentDesk) April 13, 2006 -- Harbor Credit (http://www.harborcredit.com), a premier resource on automotive and consumer lending, is leading an effort to educate the public on auto refinance, offering an opportunity for consumers to save money on their auto loan by lowering their monthly payments.Harbor Credit is actively calling on auto and finance Web sites and editors to join the effort. Working with top lenders such as WFS Financial and RoadLoans, Harbor Credit stands as a leading technology provider for the auto lead generation industry. They allow partner sites to brand their own application pages, as well as feed generated leads into an intelligent marketplace that sorts and routes the leads in real-time to qualified lenders.Widely considered one of the best kept secrets in the lending industry, auto refinancing can help a consumer in two ways: simply reducing an APR thereby saving on the total cost over...
Harbor Credit Leads Effort to Educate Consumers on Auto Refinancing
Debt consolidation > Harbor Credit Leads Effort to Educate Consumers on Auto Refinancing
Call Center Software
Call centers are telecommunication organizations that serve the specific call flow requirement of one or more clients. The hardware in a call center includes a computer and a telephone (usually with a headset) hooked into a large telecom switch, with one or more supervisor stations. The center
may stand by itself or be linked with other centers. It may also be linked to a corporate computer network, including mainframes, microcomputers and local area network {LAN}.
Call center software is a set of utility programs that direct a call flow and call content.There are three major functions of a call center software. Firstly, it helps the call center function smoothly by automating the process of call routing.
Secondly, it increases efficiency by monitoring the operators' performances. Lastly,it creates a good research base by recording the calls and data as they come in.
A call center's software needs vary, depending on whether the call center is...
Debt consolidation > Call Center Software
Debt a Glossary of Terms
Bankruptcy - Having been legally declared financially insolvent. There are two types of bankruptcy - liquidation, in which your debts are cleared (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts.Collateral - Property acceptable as security for a loan or other obligation.Collection Agency - A company hired by a creditor to collect a debt that it is owed.Contract - An agreement between two or more parties, usually written down and enforceable by law .Cosigner - To endorse (another's signature), as a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt.Credit Bureau - An organization to which business firms apply for credit information on prospective customers. Credit Report -An account of your credit history, prepared by a credit bureau. A credit report will contain credit history, such as what...
Debt a Glossary of Terms
Debt consolidation > Debt a Glossary of Terms